A loan secured by first mortgage over land you hold for a future project, while you work towards approval, sale or development.
Land bank finance is a loan secured against land that is being held for future development. Quickfundz lends against land on first mortgage, from $200,000 to $5 million, up to 70% of the land's value, for terms of 3 to 24 months.
Land banking means buying or holding a site now for a project later. The land may not produce income in the meantime, which is why many banks are reluctant to lend against it.
A private land bank loan is assessed on the land itself and on your plan to repay, for example by selling the site, refinancing once an approval is in place, or moving into a development loan.
Every loan is secured by a first registered mortgage over the security property.
We lend up to 70% of the property's value, from $200,000 to $5 million.
Paid monthly, or fully capitalised so there are no monthly payments. How interest works.
Short-term lending, Australia wide. We reply to applications within 2 business days.
A company borrows $700,000 for 18 months against land valued at $1,200,000 and pays the interest monthly.
Example only, at an interest rate of 12% a year. Rates range from 9% to 15% and are set on assessment. Fees and outlays are indicative and include GST. Your figures are confirmed in a letter of offer.
Try your own numbersMove the sliders to see the interest, the fees and the funds you would receive at settlement.
This calculator gives an estimate only. It is not an offer of finance or a quote. Your interest rate, fees and outlays are confirmed in writing in a letter of offer after we assess the application, the security and the valuation. Fees and outlays shown include GST and are indicative. Quickfundz lends to companies for business and commercial investment purposes only.
Land banking is buying or holding land now with the aim of developing or selling it later. Land bank finance is a loan secured against that land.
Yes. Quickfundz lends against land on a first registered mortgage, up to 70% of its value. We look at the land, the amount you need, what it is for and how the loan will be repaid.
Quickfundz lends from $200,000 to $5 million, up to 70% of the value of the security property. Every loan is secured by a first registered mortgage.
Rates range from 9% to 15% a year. Your rate is set when we assess the deal and is confirmed in writing in your letter of offer. You can pay the interest monthly or have it fully capitalised.
Terms run from 3 to 24 months. The loan is repaid at the end of the term, usually from a sale or a refinance.
Quickfundz lends to companies for business and commercial investment purposes. We do not lend to individuals for personal, domestic or household purposes. We lend Australia wide.
A land subdivision loan secured by first mortgage over the site, repaid when the new lots are sold or refinanced.
Subdivision finance detailsFunding for property development projects, secured by first mortgage over the site. You deal with the lender directly.
Development finance detailsShort-term property finance, secured by first mortgage, to cover the time between a purchase or settlement and a sale or refinance.
Bridging finance detailsSee every kind of loan Quickfundz writes, all secured by first mortgage.
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